We do some cosmetic improvements to bring homes to our standard, typically carpet and paint, upgrade lighting etc.

Yeap i have helped my OOS/International partners self manage. i can give you insights as the person on the ground

We were able to get standard mortgage financing How did you add value to the deal?

Quote from @Jim Peret: Dan,Why are you acting like mismanaged ODC is the gold standard?   

International company NNN.  

As for short-term financing, they are fairly easy to work with but the biggest hurdle is their internal credit model.

All the same rules of a standard DSCR cash-out refinance would still apply.

It was a standard loan.

Charlottesville permitting is usually a nightmare and I can tell you that if you are trying to do something like that fully up to code then the city's standard is going to be more or less the same as a normal house/structure.

. - inferring the brokerage would have direction of what sellers set prices at via internal ai. - Inferring a system of discriminatory practices in who/how/what offers can be presented sellers.