It doesn't have a CO yet, so regular homeowners isn't an option.

This means the homeowner must reside on site during the guests’ entire stay.

The long-term impact won't be known for a while as investors, homeowners, insurance companies, and the like make changes in the coming months and years.I believe that the Tampa Bay Area will continue to be a good market overall as the foundations are solid. 

So a 300k home owner is paying close to 10k a year in proprty taxes. 

If you use any of the major mailhouse services, like Yellow Letter HQ (a service I can personally vouch for), they offer a variety of templates and even provide text suggestions.A smart way to analyze this strategy is by observing people in your local market who use mailers and identifying what works or doesn’t work for them.The simplest and most effective way to test this approach is to pull a hyper-targeted list of distressed homeowners and run a small-budget mailer campaign.Hope this helps!

Less than double the premium on the homeowner's policy I had previously, with a higher limit and lower deductible. 

This means the crime level shouldn't be high, the median income > $40K - $45K, and there should be enough homeowners in the neighborhood.What else I should care about?

In fact, 76% of all U.S. homeowner lawsuits against insurers came from Florida, mostly due to lawsuit abuse.

In 2019, we worked with Anna, a homeowner in Milford, NH, who needed more than just a typical real estate transaction.

Additionally, you have to be disciplined to spend less than you save and keep in mind that you're paying I/O on the principal balance v/s chunking down principal, albeit minimal in the initial years, which goes against the Dodd-Frank rule for qualified mortgages for homeowners