They have a lot of listings with assumable mortgages but right now it’s geographically limited.

You or your CPA will need to use Form 1040-X and provide explanations for the IRS as to why you are making these changes.

What geographical areas are you looking at investing, and are you still interested in primarily Long Term Rentals?

Only Big Island can provide this, not even Maui or Thailand beach can provide the same geographical landscape diversity lol.

Look at the data.If you still need to be convinced that this is true,  a full-out explanation of how to find them seems pointless to me.

that explanation is very helpful and appreciated! 

While the easy explanation is that you have a superior property, from the appraiser and bank's POV, I could see them arguing that you will not be able to renew at that rate, and since your loan is outstanding longer than this lease term, they should not underwrite entirely to an above market lease rate.  

Only listen to investors who are where you want to be. There is so much noise out there that is often incorrect.Real Estate is far too often overcomplicated and confusing. New investors look for guidance only to find ...

Great explanation!

Just explanation of what I need to do will help.