You can edit those fields at the Bigger Pockets home page.Yes, it is right in front of your nose...

And remember that the seller pays realtor commissions so if it turns out a realtor is needed it's no real skin off your nose. 

Just saw this story here: http://bit.ly/2d6Px2RThe gist of it is that beginning tomorrow Saturday 9/24/16 lenders will now consider a mortgage applicant's payment history over 30 months to determine their credit worthiness.It is called "trended credit data".Borrowers that pay in full are seen as less risky and may qualify for a lower interest rate and borrowers that just pay the minimum payment will be considered higher risks.The old trick of avoiding large purchases right before closing on a mortgage and keeping your credit nose clean for a few months will not work.Bad news for flipping because it will shrink the buyer pool as more people will have a harder time qualifying.

Has anyone gotten a rate quote from Fannie or Freddie this week since the 10 year took a nose dive? 

@Joseph Cacciapaglia's answer really hit it right on the nose for me. 

Others have theirs in underwriting, or maybe deeper pockets than the rest of us, or a nose for deals, or maybe the advantage of having grown up in a certain area, and knowing everyone.  

@Jeff Tallard hit it on the nose.

@Natalie Pilkinton - Long time no see, its been about 10yrs or more.

The relationship is fractured, and there is a high chance one (or all) of the following will happen:1. 

It's not that they "won't" do it, you'll have to pay out the nose for it.