I'd also suspect that as an owner-occupant, one might be able to skirt strict STR laws, and rent out a primary in an extremely in-demand market, especially in the near-term (think collecting huge fees seasonally around CU football games the next few years). 

Hey guys, I live in Phx,Az , single no debt what so ever, in car sales business (self employed)and monthly I make anywhere from $3k to $10k after everything, experian score is 640, im guessing with that fair score and no proof of income Im looking at a crappy interest rate and big down payment on at least -$300k, here in Az anything lower than that its because it needs re habing and to be honest i dont have no experience whatso ever in that field and dont want to end up in a money pit.

The organizer has weekly field trips to look at properties from Rosarito to Ensenada.Have you been to La Bufadora?  

South Otay near brown field.  

Once we get past the fact that, on an even playing field, the HELOC strategy wins out, people need to crunch their own numbers, research what kind of rates are out there, do their due diligence on the risks, and then identify if the strategy is for them. 

I was a bit worried when I was only getting a trickle of applications, but I realized that having someone fill out my electronic application--which doesn't let you leave critical fields blank--is in itself an excellent screening tool.

At 36 years old, I bring a passion for football and music into my daily life, which keeps me motivated and balanced.I’m eager to connect with fellow investors, share insights, and learn from each of your experiences.

In essence it is a way for new investors to avoid the process of self education in the field of real estate investing.

Real Estate has always been a goal of mine since getting out of high school 2 years ago, however I never knew how to get started or what field would be most suitable for me.

However, I understand that hands-on experience is crucial in this field.