.- The variety of financing products available as individual tenant in common loans remains limited, and the terms are generally less favorable than either apartment building loans or condominium loans.

Since you prioritize appreciation over cash flow, focus on DFW areas with strong job growth, infrastructure investment, and limited housing supply—such as Frisco, Arlington, and Rockwall.

That’s something I’m still fine-tuning as I explore new areas.As for scaling up, my focus right now is on leveraging tax-efficient strategies and building a system of limited liability companies (LLCs) to keep risk compartmentalized.

The effort to foreclose, the limits on rates, etc.Maybe a unicorn to find HML that will loan him the necessary money, but I doubt he will find it.  

Just for going forward be more diligent with vetting.The fact you're open to this constructive criticism tells me you'll figure this out.

And I was greatly relieved when the three year statute of limitations had expired.  

Being in the Army limits my ability to travel and explore markets firsthand.

You have to put more money down and pay a higher interest rate and is limited to only 2% IPC.

Very few non-owner occupied property policies guarantee full replacement cost - they typically provide replacement cost up to the dwelling limit purchased. 

I'd recommend house-hacking a duplex or triplex if possible to help limit your living expenses.