Regulation Z does not apply to most commercial loans, and you do not have the same consumer protections as you would from a residential loan.

This negative position can consume years of cash flow to recover.

The agreement should last 4-5 days.If I don't like that home, and I think I want to engage a buyer agent for more in depth services over a longer period of time, then I will entertain other buyer representation agreements, but I will not agree to over 2%, which is the maximum recommended by the Consumer Federation of America.To be fair, if my needs required my buyer agent to show me 30+ homes, or preview them since I am out of town, or something else that took an extraordinary amount of the agent's time, I would consider more than 2%.

Additionally different builders negotiate differently with consumers verses agents.

Consumer protection does not include non owner occupied property.

Isn't that some form of Consumer Fraud?

I totally understand it’s cheaper to list it yourself, but if you have a full time job already, this can be very time and energy consuming.

This is codified in state law and the HCD handbook.

If not, you are just flying blind and being a consumer, not an investor.

So far so good but let's see if any of these other points are as close as they appear..NAR rules: good or bad for consumers?