If you want to watch the full presentation you can do so on my company webpage, but the highlights are this:RE Lenders require collateralRE Lenders require "Skin-in-the-game"RE Lenders ALWAYS mitigate risks, the primary way they do this, require more "skin-in-the-game" from the borrowerIf you ever find a "lender" that uses a "free" email service this should be a huge red flag. 

I don't shoot to totally eliminate my tax liability by affirmatively attempting to lose money, that's a fools game. Real

There are two groups backing this, a social activist usually college educated group with strong socialist ideas and a group of people who have grown up in a subsidy environment where the people doing well are drug dealers/system gamers. 

In terms of Dave Ramsey advice I mean that is a really really safe way to play the game. Real

If you haven’t played basketball and only watch Michael Jordan playing basketball, you will say that playing basketball is easy.

I really don't mean to insult you but that's similar to a 10-year-old claiming he wants to be a professional basketball player and asking what shoes he should buy.

It would be my primary residence in the States but I live overseas right now for 9-10 months of the year for my basketball career.

Like, if you've never shot a basketball, you don't need a coach to tell you how to get a ball in the hoop.

I wanted high level idea What you are asking is the equivalent of asking who will win the National title in college basketball this year.There is no "high level idea". 

Its kind of like sports...when you find out what sport you like to play then you start learning how to play. find out if youre a soccer player (multifamily investor) or a basketball player (Fix&Flip).