There are definitely people with more experience than I have, but from what I understand, Proper insurance (and probably other companies) will cover like a commercial policy, as well as a personal property for your own personal use.  

Many have zero experience with the community and don't understand the culture.

@Raquel ReedRecommend you understand the property Classes, so you buy wisely!

You don't need to know everything to get started; you need a foundation to build on, and the rest will come through experience and then refining your education.You can build a basic understanding of investing in 3-6 months.

I understand this is not a requirement, but I have never received a damaged unit from an inherited tenant or any legal issues.

Whether you’re an experienced investor or just starting, understanding the dynamics of JVs can help you grow your portfolio and achieve your financial goals.1.

However my understanding is that exceptions can be made if unexpected life events happen such as job relocation, eminent domain, marriage, divorce, changes to family size, deployment, imprisonment, bankruptcy etc. 

Most importantly, understand the difference between a business purpose and consumer purpose loan.Read my post in this thread, which details our process in actionable terms.

From my understanding (not a lawyer), that ordinance has been lifted and there is not limit anymore.

I've always gotten the "feeling" that they are trying to do the right thing.1 or 2 clients having an issue with a builder is understandable. 15 is at best, professional negligence.