Credit scores used to seem like BS to me, some silly formula for judging how the over-leveraged Joneses of the world are going to make their next boat payment on their Visa card, but it turns out its a (kinda) simple game, and basic rules, followed religiously, will help you a lot.  

Ethics is based on industry standards, acceptable practice, law and public expectations, it is NOT an opinion based on ones belief of business practices, religious or even for that much of their moral position.You have no idea of how aspects of the Fair Trade Act involves real estate, how it is applied or other laws relating to agency law or contract law, if you did, accepting facts you're attitude would be different. 

Some religious and other types of housing groups tend to have more of an interest in more sustainable practices.  

The more you can find same/same the easier you might find it.Your age plus or minus a few yearsYour genderYour political leanings (if any)Your similar job typesSomeone from your gym, dance class, yoga, baby tumbling, etc...Introverted or extroverted like you.No scary baggage (creepy stalker Ex's).Same alcohol patterns (abstinence all the way to drink them under the table).Same age kids.etc...and Pluses:Cuts hair and can give discounted hair cuts at home, and etc...Fun to talk to.Same religious leanings.etc..Good Luck!

Save something every month religiously before you do anything else.  

Whatever your religious or not religious preferences, I'm saddened by the shooting rampage in Connecticut today.

They're perfectly happy when the government interferes in ways that support their personal and religious beliefs...

These organizations pool like-minded individuals, usually on a religious basis, to share each others' medical costs. 

People who on Friday had net worths of over $100 million today have awakened with net worths of $3-4 million.

If some of your co-workers don’t drink for religious reasons, it may be best to abstain altogether.