(copy/pasting from other thread full disclosure - sorry always seems odd to me not doing original composition LOL)@Samia Moughanni - Hi Samia!

I recently dodged a bullet when I realized odd payments on the ledger.

@Grace SantosThat seems odd, but I also think the appraisal and lending world are always five years behind on these things.

Think about your goals, what YOU personally want to achieve, and make a plan that gives you the best odds for that to succeed. 

I like to research and pick individual stocks to add to my portfolio, despite my knowing all the academic research that says only 3.9% of all stocks in US history produced 100% of the stock markets gain since 1801 (Hendrik Bessimbinder Arizona State 2016) and what are the odds that I can pick those few stocks in advance?

Put in the effort, build relationships, prove your value, and improve your odds of finding someone to help launch you on your path.

Basement seems odd and as John said above, is humid and may cause a mold issue.2 - Why would you not want it on in the winter? 

Odd that its not selling .

I can relate if she mentioned this as "revenue" but she mentioned as "profit" which is odd to me but what do I know, I am a newbie. 

cost seg and REPS usually increase odds for audit, but please keep in mind Today, an American's overall chances of being audited are about 1 in 200.