How much do you think it costs to keep those aircraft carriers and fighter/bomber wings in the middle east?

Who is your carrier?

Fine, who is my carrier and what is the amount?

What might be insured is between the insurance carrier and the lender.Considerations are vast, the local economy, the project, management, financials, timing of the project to completion, basically all areas that a lender will consider.As to sub-prime, never heard of it, as coverage is generally afforded to strong borrowers, developers that are entering a project at a higher LTV initially and the LTV is reduced as a project comes to completion, the initial risk.Apartments or properties held long term can be insured but again usually to cover the LTV risk, that is risk enough and to add sub-prime credit, management, or low debt coverage issues really isn't an insurable risk.

My stupid mistake was not un-crating a freight delivery probably $700 in a hidden damage claim the freight carrier won't pay.

I'm speaking strictly for the state of Colorado, you have to be denied coverage by 3 admitted carriers before you can go the E&S (non-admitted) route, and typically E&S policies are more expensive, but perhaps you could get a short term policy that would cover you until you can get the roof fixed, and then go back to your prior carrier...if you still wanted to do business with them.

Contact your insurance carrier and see if they have a list of banned breeds.

It will work fine with any carrier and you can only have one number per google account.

Can anyone recommend a carrier...other than Foremost.

I think I have a pretty good insurance man here in the DFW area...has really saved us some money on our properties.Try Ryan Morgan with TWG Insurance...214-838-5408...He works with multiple carriers....good luck.