Are you seeing a spike in prices like we have in Denver metro? 

(Look up "Golden Spike" on Wikipedia.)

Electric can also spike in the summer with A/C.

Electric can also spike in the summer with A/C.

In other words, the spike in supply came from weakening demand rather than more listings hitting the market."10 weeks is 2.5 months.

Ninth consecutive week of gains and the highest volume in more than 11 years as the housing market continues to experience the release of unrealized pent-up demand from earlier this spring, as well as a gradual improvement in consumer confidence.Mortgage applications to purchase a home rose 4% last week from the previous week and a remarkable 21% higher than a year ago, according to the Mortgage Bankers Association.https://www.cnbc.com/2020/06/17/homebuyer-mortgage-demand-spikes-to-11-year-high-as-rates-hit-record-low.html

Baltimore City data hasn't been encouraging over the last several years - population is shrinking (they saw their biggest drop last year and lowest pop. in a century), crime continues to spike (300+ homicides a year), and businesses are leaving.  

Would aim for 70% NOO loan from conventional lender in first position at 30 year fixed note and then source second lien private for 15 years, 8-10% IO loan and small guaranteed piece of the upside if spike in equity and you ever sell.

Acquire extra inventory for upcoming promotions or seasonal spikes.

You'll be assured that someone will get to the message much more quickly if you do that.That said, these "500" pages should only last for a minute or two; they will pop up during traffic spikes and during times that we've made an addition to the site.