However, you asked for a definition of liquidity and yield is not a definition of liquidity it is a result of it just like an apple and an apple pie are not the same.

The reason i was asking this was because i see on the forum where people are posting these huge percent returns and i was wondering if it would compare apples to apples as mine.

That way you should be getting an apples to apples comparison.   

Do not make the mistake of thinking you are comparing apples to apples here.

I completely agree with @Mike Dymski this is apples and oranges, not haves and have-nots. 

I did go through a few bad apples, though.

Assuming apples to apples comparisons, I am only considering the interest rate they offer, is this a mistake?

Apple) who have committed to taking back their products at end of life.

I think the impact would come from the loans that were previously modified at ridiculously low 2-3 percentage interest.It's hard to compare apples-to-apples without knowing which kind of notes the fund you're referring to is investing in (or creating)

I'm currently charging $10,000 down payment, 1.9 points and 15% I/O.