His God complex and giant ego won't allow him to reflect on the damage he's done  keep in mind if the SEC detects a serious issue and one that could harm investors right now they have the power to take emergency action and shut them down.

There are lenders out there that will allow you to do a loan on something bought mid construction and is uninhabitable. 

.- Many of these HCOL areas also have strict limitations on AirBnB or short-term rentals... that do not apply to owner-occupants - thus allowing for extreme cashflow potential for house-hackers.

However, after you get some experience, you probably want to get a Private Lender since this will allow you to keep the majority of the profits.

Whichever allows you enough funds to complete the purchase on her house.

If it's a lender that does not allow me to speak to an underwriter, see guidelines, or speak to an account manager, I will try not to work with them, unless I know the Account Executive is very experienced. 

,Renting your primary home back to yourself isn’t typically allowed by the IRS for tax purposes, even if structured through an LLC.

Would a bank even allow us to mortgage multiple buildings on a single lot without it being subdivided?

Future Appreciation: Holding onto the property allows for potential appreciation over time, especially since it’s in a neighborhood with homes ranging from $500k to $1.5 million.Pros of Renting: Steady Cash Flow: Renting the property, especially with an ADU, could generate substantial monthly income, especially since there’s no mortgage.

This will allow you to take on bigger deals with your cash on hand.LTC is a ratio with the potential to limit your loan amount.