Catch yourself before making frivolous money decisions and adjust your behavior.

It could be that the one partner was a financial mess until the other partner came along and straightened things out; when this is the case, the derogatory data should be older and appear to cut off, coinciding with the new partner helping to correct the bad behavior.Or you could have a situation where one partner is the scapegoat for all debts that they are planning to not pay, while the other will keep a clean track record; when this is the case, the bad behavior is ongoing and will have more recent derogatories appearing - because they still want some expensive things that they really can't afford.And there is one other possibility that I will point out.

Like children of the Depression, the traumatic events of their youth will influence their attitudes and behavior for a long time.

In response to the original question, Redfin displays every listing that is in the MLS on our site, plus a lot more rich data such as neighborhood market data, walk score information and local school ratings.

Now, I'm looking for a book or two that drills down on behavioral insights for successful outcomes in business in life.

https://www.courant.com/community/hartford/hc-news-hartford-housing-code-20190531-hcke2jo2x5fpdgz75xf4hlv2ki-story.htmlThe gist of it is that you would have to list a residential address for every member of an LLC owning multifamily housing, and pay a licensing fee for multifamilies of 3 or more units, and have regular property inspections for all multi-unit housing (as opposed to only Section 8 housing).There have been several times when I have had to evict people for violent, criminal behavior,sometimes accompanied by mental illness. 

Too many landlords just brush off their behavior under the claim, "it is just business and the lease says I am not responsible".

Throw them a bone if you feel it'll be a good way to reinforce the behavior

Even if the buyer were trying to get past the listing agent, as long as the seller abides by the listing agreement then there should be no problem with ethics (the buyer didn't sign a listing agreement and isn't held to any standard of behavior as far as the listing goes.

If they don't correct their behavior immediately, we follow up with a letter of clarification about the terms of the rental agreement that were breached and what we need them to do, as well as what we will do if they don't comply.