I do not do it anymore, but I still have 10 years worth of extensive knowledge on the subject floating around in my head that I love to share so it is not useless haha!

If the Vendor has been padding his operating numbers to float his lifestyle, to the point it makes the business appear to be underperforming, that's his problem.One final note - we never include ancillary income (laundry, extra parking, etc) in our analysis of the property.  

 ;)The main lesson for me has been that using software and tools the way they were designed to be used is almost always the best choice - why swim upstream when you can just float along and let everything work the way it's designed to?

There are not great investment options(I don't like mutual funds), most employers screw you on fees, and there are proposals floating out there that 401k's over $3 million dollars get taxed in some way over and above 401k's under that number.

They are nice to have around for emergencies or to float things on when 0% interest is offered.  

I guess I'm OK with the time to clear, though I'd not be surprised if the delay is to allow Cozy to make some money on the float of having millions in their possession for a few days.

Look for owner operator wanting to retire who will " float the note ".

Decks can be unattached free floating and covered, step down to lower decks, a patio area, fire pit, BBQ area, outdoor entertainment center, overhead heaters can make you take your coat off in 20 degree weather, curtain enclosures that roll up or down and snap in place (canvas type material with windows) allows heating and cooling.

So did businesses who relied on credit to float their business. 

My brother in law tells me his GC floats approx. $40k in work per month, and that GC is a transplant from the Northeast.