At worst they offer incorrect and damaging information costing the recepient loss of money and time, and in some cases leading to damages to the people the “mentored” are dealing with .It is fashionable amongst those with limited formal edification to buy into the self servicing bs put forth by those selling the $20-40k programs that formal education is a waste of money and time, and actually may be harmful to your success. 

Chinatown/Market East has Reading Terminal, the fashion outlets opening soon, and the beginning of Rail Park which I believe should increase home values.

While I personally wouldn't advise it, he has done it, and short of not doing it has done it in a fashion that I think would be the best, which is to say he physically moved from SD to Memphis to be hands on in a value add multifamily repositioning there.

This topic comes up for discussion a LOT here on BiggerPockets, as it seems there are many reasons that folks that otherwise save just a few hundred dollars per month suddenly come into tens or hundreds of thousands of dollars (inheritance, sale of a house, divorce, stock options, or good old fashioned luck). 

She's a shrewd business person, having built an empire in the retail fashion industry.

It could be argued that a lack of the old fashioned grab root and growl method is missing.You can do so much more than you think you can when you put your mind to it and try.Skills can be learned and talents can be magnified by just doing!

(although it will in amazing fashion serve you well if you happen to die in your later years , a pua after all does buy more additional insurance with no proof of insurability req.)fyi this WL /IUL stuff really doesnt work for the folk who want to pay $50 a month or $250 a month i am sure a policy can be designed around those payments just like you can buy a house for $4000 but ....well I hope you get what I am saying.an IUL or div paying WL is called the RICH MAN"S ROTH IRA in the insurance world because you can do 50k year premiums hell with "premium financing " there are 5M 8M 12 million dollar a year policies being designed for either be your own bank or tax free income or BOTH no one is dumping that kind of money into these products if they are sooo horrible!

And maybe we can be valuable to each on some from of fashion.

I would hazard a guess that 90% of all investors that ever made any serious money in real estate did it the old fashioned way - they bought the property and held the property, the same way that 90% of all investors that ever made any serious money in the stock market did.

They get "pulled out" and effectively treated separately, albeit in a very convoluted fashion on the worksheet.That's just my experience with my tax returns.