I can send you a table to use to bring your PML/HML's to an apple-to-apple comparison.

You are simply comparing apples to oranges and stating your "saving" however, no  physical cash flow is being earned.

This way you can get an apples-to-apples comparison.

Only reason I mention this is because I see it every day when an owner finishes a home and finds out certain renovations did not add value to the appraisal.There are also multiple appraisers who tend to leave out certain repairs or renovations on the positive gross adjustments because the comparable sales are all "Apples to Apples".

You’re comparing apples and oranges.

Compare the quotes, make sure you are comparing apples to apples, as far as equipment and scope of work.

Looking to remodel my single story house not far from the original Apple campus, and I'm in contact with a ADU company.

Unfortunately my municipal apples may be oranges to yours, I’ve navigated major urban municipal departments which simply might not match up to your local bureaucracy, but here’s my 2 penny opinion.- I stand by a pretty universal Bldg dept practice- a permit never gets released if zoning forbids it.

If you want an apple tree, you have to wait some years for the fruit.

It's making it a bit harder to compare apples to apples.