This means the process is a lot less stringent (based on personal financial statement, debt coverage ratios (subject property DCR/global DCR)) and funds much more streamlined and quicker.In a recent example, a conventional cash out was only going to get me 65-70% LTV around 4.75% with no points, but if I went with portfolio it was going to be 4.99% up to 80% LTV with 1 point cost and terms were 10 year with balloon thereafter, 5 year fixed adjustable rate within the 10 year balloon period, 30 year amortization - principal & interest payments, w no pre pays. 

My goal is to observe the trends, discussions and future of the industry and get a global perspective. 

Or does it help the Canadian investor too?

I'm completely liquid, have a 760+ credit score and earn 140k a year.I understand the basic Canadian mortgage rules. 5% down, but have to pay cmhc, vs 20 percent down and no cmhc. 25% down for building rentals, and preferred if you already own the land, plus they keep a certain percentage of your money as you build.

Your Global DCR also becomes very important if you want to scale up to 20, 30 or 50 or more properties over time.So rather than just he saving your goals and growth should dictate how you set up your loans and your amortization periods. 

They also look at your experience, global cash flow and reserves.

I will doI did read her book "Canadian Real Estate Investor Financing: 7 Secrets to Getting All the Money You Want" too, I'm sure she have great insight 

Hello fellow investors.my specialization is in Rent to own and wholesaling.I have been talking to a lot of sellers lately and i'm close to closing a deal.While I work on that, I'd like to know how other experienced Canadian investors set up their business in a legal and tax friendly way.I took an American course and they recommend setting up an LLC, which in Canada is an LLP.

One thing I am concerned about is that if I use depreciation to eat up part (or all) of my positive cash flow, I will get hit by the CRA (Canadian Revenue Agency) when I sell the property as the depreciation will then become taxable.

Find some good Canadian based agents to help.