I haven't examined any listings there to gauge whether or not an investment would otherwise meet my goals, but I do agree in general about the city's future prospects.

LOL, got a story;Examined a Ag bank in Arkansas and a guy had a high concentration ($$$) of loans in cattle.

I do not want to be a Realtor as a career or participate in transactions in which I am not either the buyer of the seller.My objectives for obtaining the real estate license are:1) To get access to the MLS listings2) To be able to view the inside of properties on my own without having to coordinate with a realtor.3) To be able to take my time in traveling to and examining properties in search for the best deals without having to be concerned that my realtor will only make $8 an hour after we look at 75 properties and I buy only one 50k townhouse.4) To save the 2.5% commission that I would normally pay to the realtor.

A change in management can cut you off, one loan officer that you usually use can get suspended or fired and his portfolio will be reviewed, cutting off his borrowers until the smoke clears, a bad or poor rating on an examination will usually cause an internal loan review and limit amounts or types of loans, and all of these types of issues will go totally unknown to the public as confidential bank information.So, when can they cut you off?

The nerve….!!!

I just went through an audit where the examiner refused to pick up the difference between the depreciation taken and the depreciation allowable.

You'll never get enough data, especially for examining small scale problems.

I had more success in defending the matter when I gave notice.And another "unfair" point that might have helped me in keeping the wolves at bay was that when I spoke to another lender I could do so as a past FDIC Bank Examiner speaking their language and showing concerns for their position, protecting their collateral and guaranteeing the transaction.

Always have the sheriff on speed dial and I also wouldn't carry a gun unless you have the nerve to use it, it just might get you killed.

The tenant also had the nerve to tell me that he knows that the reason why I have bad credit is because I can’t pay my mortgage on time, so he would help me get my mortgage rate reduced (mind you doesn’t know how much mortgage I pay and it’s none of his business)!