Thanks @Tyler Bodi.

However, downsides include regulatory restrictions on bank lending, many institutions that restrict concentration and geographies, and other headaches and issues that arise when dealing with a slower-moving bank.DSCR loans are the option that has completely changed the BRRRR lending landscape in the last few years.

I splurge to keep my home at 70 when I’m home and awake because my body runs cold all the time.

Are there any bodies of water nearby?

For ten years newburgh averaged cloae to 50 shootings(BULLETS HITTING BODIES)a year This year is three so far.

:-) I was hoping to find some body that had a personal knowledge of a reference.

If you're looking to invest in STR, Sacramento is very friendly, but San Diego is doable if you're prepared to deal with a tougher regulatory environment. 

I've got an 07 F350 Cab and Chassis with a 12 Foot service body on it.

I would sit down and explain that he is getting a $1250/month rent break and that you have a body of work you expect him to do for that break.

All that really means is your body is saying that it has not done it before.