Make sure there's always time for your body, mind, and the spirit.

Unfortunately, the 4 months delinquency will, in fact, result in Score Factor Code #22, thereby delivering a body blow to the consumer's FICO score.Here's a list of Score Factor Codes.

@Luke TaitI guess the best way to describe it is the governing body for the local government.  

If an insurance co. can get away with loopholes to not pay you THEY WILL.I know you are not directly connected to the coast line, but you have a large body of water that feeds to the Atlantic.

Putting money in retirement accounts is a great protection they are immune from execution. 

If they provide 4 bath towels per bathroom, you provide 4 full body size bath towels that are nicer than your neighbors (Sams Hotel towels are the best and cheap). 

Get an early body Scion XB.

Given its name from Basel, Switzerland, the Basel Committee on Banking Supervision, is the International oversight body for banks.

RESERVE PUBLIC AUCTION ...NO BODY BIDS = REO (REAL ESTATE OWNED BANK PROPERTIES)You could get a fee from her or the auction company for putting this deal together.

@Steve Vaughan  My Dad taught me that real Estate was Belly to Belly before there was an internet or cell phones etc.. he would always say so much is in your body language inflections all sorts of things you can only do in person... todays real estate is so focused on hiding behind text messages that get misconstrued etc.