I’m excluding travel time to the property for the STR’s.Any words of wisdom regarding material participation that you referenced?

If it was unforeseen medical debt, and you've made progress in straightening things out, you might find a private lender to work with you for an eye-wateringly high interest rate.

I would use cleaning services but it's my understanding I could use more than one company over the course of the year to limit how many hours one company spends on it.I'm looking into a utilitarian STR more for business travelers, so this won't be one where everything is perfect, it's bound to accumulate wear and tear I think.The STR would be out of state, but I plan to travel there for probably two weeks a year where I would perform many repairs myself.

At the time, I also had a job that kept me traveling, so I didn’t need much space and used the opportunity to rent out the nicer rooms in my homes.

It’s just 7 miles from the beach, 2 miles from a large new hospital and medical campus, and within 2 miles of the county government offices.

With six children, it seems that the others would probably have known and reported.With first-hand experience of an overzealous medical professional, I'd wait to see if the charges are valid.

Medical advice from your lender? 

I have had travel nurses, medical students, and military members stay for multiple months in some of my STRs. 

That knowledge gave me the confidence to take on short-term rentals as part of my investment strategy moving forward.The First DealIn May 2024, while my girlfriend and I were traveling, she found a multi-family property in a city near us.

We have traveled there many times and love the country.