For example, we get a tenant who seems wonderful but ends up inviting her boyfriend or other family member who smokes and has a pit-bull to live with her halfway through the lease without telling us.

Strong wind gusts and very dry conditions aren't helping with fighting the blaze and trying to contain the raging wildfire that is causing so much damage and grief.Can you imagine, going to the grocery store or visiting a friend down the street, and an hour later seeing smoke a few miles away, not thinking much about it or being very worried about it...but a few minutes / hours later being forced by order to LEAVE NOW and a few hours later you find out that multiple people are considered missing and that almost the whole town was completely wiped out... as if a bomb went off and flatted the entire area..Well, this is very much a reality for people Northern California in Butt County.

No Pets2.No smoking of any kind3.

- smoking, pet, illegal criminal activity, etc.

- smoking, pet, illegal criminal activity, etc.

I was kind of amazed.They care about peeling paint and whether the smoke and monoxide alarms are installed and work. 

I have all the necessary letters, documents photos etc that show they are responsible for the total cost - responsible for the misdirected water - plus harassment & smoke screens  Lawyers I have asked have either waved it away as easy, or told me 'you can never win against a HOA'   Neither angle has been helpful not explained to me. 

You are going to have to find pretty smoking deal in order to be able to refinance in one year with the 20% equity required to remove PMI.

Now I am personally not a big proponent of smoking the thing because I feel it takes the edge you need to excel and it surrounds you with lazy people.

There are often hidden costs--such as: engineer certification of the structure (depending on what the city requires) smoke damage to portions of the unit(s) that are "not affected" additional insurance during the rebuild, sealing the framing that has smoke, etc.