Freddie has similar intricacies, but also does not require a two year history of receipt; https://guide.freddiemac.com/app/guide/section/5306.4If you can use the rental income to drive the DTI down so that you can reduce the down payment similar to that of the FHA product, the benefits of the conventional option will outweigh the FHA option, as I'm assuming you have a strong FICO based on rate quoted with no points.  

It took me longer to set up in the app than Airbnb or VRBO/HA, but it was very thorough.  

Any tips for someone weighing those options?

I love to connect with others here who might be willing to share advice, resources, or success stories if anyone has tips for me as a beginner or any recommendations, I’m all ears.

@Tomas FalconWelcome to the community and be ready for a huge amount of information at your finger tips.

However, it works using the BP app.

One tip is too is reaching out to some people in your market place that are doing flips and see if they can send you their spreadsheet they are using.

From my own personal experience and from others I think most reach the "tipping point" from self managing to using a PM somewhere between 5-15  units, especially if you have a W2 and want to continue to scale. 

Class D is mostly rentals (another tip to look at owner occupied stats and/or if the neighborhood is identified for revitalization), the tenants are outside smoking, they are talking to neighbors and solicitors, it is a completely different vibe that is pretty noticeable just driving through.

@Allison ParkTwo pro tips to share.1.