@William J Anderson you want assistance in analyzing T-12s for the purpose of purchasing a property?

Great idea from @Henry T. to live in the ADU if you can and rent the house.

Just get it under contract as quickly as possible... an multi- page realtor supplied purchase contract often does not afford you the luxury of time.  

I want to avoid falling into a mindset of thinking we can't afford to invest because of the needs in front of us.

Some people have $35,000 to throw around, but I definitely can’t afford to waste money like that.

@Brett Riemensniderwe don't know all the details, but as i said that's a very expensive way to buy property - if you can't afford a property without overleveraging then you might just have to save up more.

You do not actually need any income if they have high enough income to afford their bills plus your new house.

We have talked about things such as rent by the room and acknowledge that the operating model will likely be very different while living in the property vs. when we move out.I think the point you made about assumable loans is very helpful to get into a property you might not otherwise be able to afford.

I saw many highly successful hard working people lose money to them as well as people who couldn't afford it.

Currently situated in San Diego and can only afford rent for now because house prices in SoCal are bonkers.