Would you say 5% would be sufficient?

Ponying up $500 that they'll get back in 14 days may seem more attractive -- but, I'd still consider this one a toss up.However, in my "sleeps 14" ski condo INSURANCE is definitely the way to go. 

You are looking for a combination of 3 things: sufficient vacant land, residential and commercial, all in 1 property and affordable.

Since you have no significant debts and manage your finances well, your existing financial data from tools like Fidelity’s Full View should be sufficient.

If there’s sufficient evidence to conclude that a deal can be made, it may be necessary to go through another round, or even two of offer - counter offer before reaching an agreeable price. 

If I was evaluating that property, a couple of things would stand out: I agree the 5" slab probably isn't sufficient given the potential for freezing and movement under the slab.

You do need to send in a check with the extension, the irs provides guidelines for calculating the amount.Real estate investing complicates taxes sufficiently that I have found I save way more than I spend by having a CPA who specializes in real estate investor tax returns.

In addition to the commercial property, it includes a 6-Bedroom ski-lodge that can sleep 24.  

Your primary insurance policy with $300,000 in liability coverage should be sufficient in 99.999% of all lawsuits.5.

You can count up to 75% of the rental income from each unit BUT you have to pass the FHA self sufficiency test.The FHA (Federal Housing Administration) Self-Sufficiency Test is a guideline used for evaluating the eligibility of borrowers looking to purchase multi-unit properties (specifically, 3- or 4-unit properties) with an FHA loan.