One of them is a student rental just outside the UB South Campus.

.- Strong Rental Market: The city has a robust rental market due to a diverse population, including students, young professionals, and families.

College rentals can produce huge rents, I have clients to this day hitting 1% rule with student rentals. 

Things like assisted living, sober living, student housing etc.

One is Business & Professions Code section 7159.2's requirement that lenders pay only by joint check. 

I have one Amex card showing up and a bunch of student loans - do banks take these as trades?

., university students, tourism, etc.) may impact demand.7.

I’ve coached easily 500 student from a cost anywhere from 999 to 50k each.  

Attic insulation is one of those things that I am not sure how much practical effect there is, I only add attic insulation whenever the government subsidizes the cost, and after it's done I don't see any cost saving in my utilities bills (student rentals). 

So, the current tenants are unlikely to be students.That begs the question, why not students?