Not every lender will let you, but the FHA will let you put as little as 3.5% down on a 1 - 4 unit home you intend to occupy as your primary residence.On a loan under the conforming loan limit of $424,100 most lenders will let you put 3% down with stellar credit.On a loan a high balance conforming loan over $424,100 and under the loan limit of $636,500 most lenders will let you put 5% down.On a loan of more the $636,500 you are in what is considered a jumbo mortgage loan.

@ Tim Saboha you must not have ever read any of the previous lazy landlord postsThe series is mostly dedicated to the novice DIY person Strategizing how to tackle jobs that are do able but can seem dauntingThe first where I painted one of the same houses that I am now considering farming out.The lazy in lazy landlord is tongue in cheek.Although I am prepared to do what I can in a property as I acquire more It becomes less efficient So the series evolves as my business model evolvesPerhaps I will paint some and not othersAnother thing to consider A great painter can make a house look stellar where as a novice can make it look quite cheapI have an extremely high standardMy apartments usually are the best in town for the money.My profile pic is my latest apartment By the way I did the floors.So don't take me too seriously In just doing my part to share my experiences in he forums 

He is a stellar guy and I would definitely recommend him as a knowledgeable CPA.

I will just need a stellar deal to get the cashflow I talked about in my original post.

If you're looking for stellar returns avoid the super hot areas like downtown, midtown and new center.

It's a stellar deal, so find that win-win combination and make it happen.Mike P.

Them's the best I can imagine in the Bozeman market and I'd give owner Brian a shout and see if y'all would make a stellar team!

Quote from @Sherrie Dufault: We are interested in buy and hold and possibly BRRRRs If that's the case, I'd work this problem backwards.Find a stellar agent, in the market you're looking for.

Our agent has used a stellar closing attorney shop in the past, but they were doing more than 100 closings in December (folks trying to cash in on 100% bonus depreciation?)

Loan financing should not be a problem as I have a stellar credit rating, stable career and very low income to debt ratio.