Making additional payments or taking a shorter term are just depositing more into that savings account (it's not like the property appreciates more by paying down the loan). 

@JD Gunter I agree and should add that I spend 2-10 hours on the phone/zoom with each applicant before I let them into the program. 

million in addition to their investors (who expect a reasonable rate of return) by keeping the rental rates at a fraction of the market rate?

I hate having to write all this but I feel bad for all the people who have given Ryan and Tyler money they don’t have to spend after listening to his high-pressure and very unrealistic sales pitch about making easy millions.During the high pressure sales presentation they pressure people into finding ways to pay for their $35-40k program.

In addition to public Service Jesse Brewer is a real estate broker with over 20 years’ experience in dealing with rental properties both as an owner / manager, but also as a broker selling them.

Does anyone know of a calculator where I can plug in the additional yearly pay down along with the appreciation rate of my area? 

Option B who cares don't spend your time vetting deals for a premium put it in a CD or index fund and go make more money.  

When I ran the numbers compared to US real estate, the added leverage potential here meant that it was not worth the additional hassle to continue investigating Dubai. 

Most likely a "discount listing" Owner pays realtor a small amount upfront to add it to the MLS.

Stop hanging out with your deadbeat buddies who spend all day drinking, talking sports, and otherwise wasting away.