More power to you and Sam!

I'm sure she is making a killing getting hundreds of women to join every month, and more power to her, but they need to pay as much attention to their response rate for those who already paid (and giving the right responses) as they are to their sales.

Hands down the most powerful advantage you have is house hacking leveraging owner occupied loans.  400k property in FL will cost you $100K using 25% down

My tenant friendly market (San Diego) has long term housing shortage that the tenant friendly laws mostly act as a balance of power. 

A 24x24 shell with no heat or insulation and 15 amp power can rent for $600 a month.

If you can find people that are that stupid, to be a co-signor on anything, more power to you.

Hey @Tony Thomas, I won't speak to the tax side (not a tax pro) but from a bookkeeping perspective, this will complicate your operations (and, bookkeeping as a result) quite a bit.So, ensure you have super powerful incentives from an REI-savvy attorney and an REI-savvy tax advisor prior to making this move.Some of our Clients have implemented this in the past (prior to working with us) and their businesses weren't large enough to justify the complications that come with this type of structure.Hope that helps!

It's a powerful and user-friendly tool that has made a huge difference for me.

With $175k, their buying power is now only $875,000 with 20% down.($175,000 / 20% = $875,000)Of course, the buyer can put less than 20% down and pay private mortgage insurance, but let’s say they really want to put 20% down.As a seller, you have now reduced the pool of buyers who can pay $1M for your home since the buyer needs to save more money to reach a $1M purchase price.So, would you rather make $875k and “save” money on commission, or make $975k and just pay their agent?

You have to have the staying power to ensure you’re still “in the game” after a bad run.