I would remove the parts that don't pertain so you don't have to bother with checking boxes or lining through clauses that don't apply.

At closing my firm gets paid. 

Basic staging with an agent usually means they give you insight into how you should:Declutter and depersonalize by removing photos and personal itemsArrange your furniture to improve the room’s flow and make it feel biggerAdd plants, move art, or re-arrange other accessoriesFull-service staging is another option if your house needs more hands-on attention.

You are basically removing the cushion of a savings account and using the HELOC instead as your bank account.

Would you please recommend any attorneys of firms that are familiar with international law for these purposes?

I think this removes the mortgage from your DTI, but there may be a waiting period.

Capital management firms and credit unions tend to have better rates.

I'm a firm believer that we can't ask for anything without giving A LOT first.

Prop 33 is trying to get the exemption on rent control of SFR removed.  

Another property assessment included another home that had been demoed/removed before we bought the property.