I’d like to leave you with a thought:RE is the only game in which having lots of money does not guarantee success, and having no money does not prescribe failure.

He has provided in-depth college plans resulting in increased financial aid, scholarships, identification of the right schools at the right price, and better loans.Here are my take aways• Coverdell has low contribution limits (2k per year) but the good thing is that it can be used for a wider range of education expenses• 529 is State sponsored and some states have special breaks based on where you live• Do the Coverdell first and then the 529 in most cases• Tuition, fees, computer, room and board, prescribed supplies, and groceries.

Common enforcement triggers are:insolvency (including events relating to insolvency, such as receivership);failure to pay an amount under the loan;breach of a transaction document (although sometimes only if a materiality threshold is passed or a remedy period has expired);misrepresentation (although sometimes only if a materiality threshold is passed or a remedy period has expired);in many cases, cross-default;in many cases, material adverse change in the borrower’s circumstances; andin many cases, change of control.In the case of land, a process for carrying out a mortgagee sale of the land is prescribed in the Property Law Act 2007.

I have been successful with those after doubeling the dosage.

@Robert BurciulTime for some coco and spending a little quality time with Ontario's Residential Tenancies Act.Then once you have understood what is written, you will need to learn how the Landlord Tenant Board interprets the Act and how to navigate that office.In the case of the last month deposits held in escrow by the property manager, if you are terminating their services, they should transfer the deposits to you (or your new property manager).I am not current on the scope of the recent rent-control changes, but if they are {near} universal, you will not be able to raise the rent in excess of the prescribed limit - particularly for a long-term tenant.   

"Any applicant for licensure who has received a four year degree in real estate from an accredited institution of higher education is exempt from the Commission-prescribed prerequisite education to become initially licensed"(Section 475.17,F.S., and 61J2-3.008, F.A.C.)I can only speak for the time I was in RE school back in 2006.

Esp if they ever get injured or you need to fire them or they become a liability.Just the accounting for a W2 employee is an added expense & a pain.You also negate the ability to do a solo401(k) & to do a 401(k), SEP, IRA etc you have to match them to some degree after a the prescribed probationary period.We now have several on call as some are better &/or more reliable than others depending on the job(s) required.Been there done that.........no thanks!!!

I wonder if you could claim improper service because they served the designated agent on the form instead of the agent prescribed in state law.

The law does not dictate who will pay for the test, buyer or seller.....however the new disclosure forms seem to allow the seller to choose who will pay for it.So I think in reality, all buyers should be prepared to pay for the test, and I think, though I dont know for sure, that lenders will require remediation if the level is above the federally prescribed safety levels.

As other members have commented, appraisals are extremely subjective, but if you get three quality appraisers producing an opinion on the same property, they should all be within 5-10% of each other.In response to Marc, the appraiser asking to see the purchase agreement is likely doing so to determine the conditions surrounding the sale so he or she can make observations and adjustments as prescribed by USPAP (Uniform Standards of Professional Appraisal Practice).