Unfortunately when our tenants hit rough times it often pinches us as well.

People who vouch for these guys/gals need to show proof they took the course, screen shots, receipts. something to prevent the good guys from being pinched by the bad guys with slander.  

The earlier you can complete the penny pinching, self-taught education and networking necessary to begin investing from scratch, the better.  

Books on your phone is also great in a time pinch.

This all is really just a way for me to get to drink chocolate milk.

Like a dozen homemade chocolate cookies just call or get a free or low cost lottery ticket (proceeds to a church donation),  Meanwhile you get is a chance to meet them, ask for biz or referral and go from there.  

I would suggest doing some more digging with the City...show up in person with some chocolate if you have to!

Amazing how when in a pinch and time is short, the answers come so quickly from the BP community. 

I know the corner variety store owner doesn't care much if a candy bar or a chocolate bar sells more but I'm sure they will replace the product just as fast and repeat the process.

People are People; Tenants are Tenants - - something like a "Box full of chocolates".I don't like Section 8 because they takeover the terms and conditions of my lease.I am the owner / operator and Uncle  Sam can do as they please with HUD.