I would love to have more business up in the panhandle so if you are so inclined to work with a fellow vet, would appreciate the opportunity! 

@Amber WelschWe financed a project where the borrower retrofitted a property with two very large (8,000 square feet each) houses in a exurban area into luxury room rental, each with a large bedroom and attached private living room.

(I'm thinking it has nothing to do with the replacement property.)Attached is a snippet of the flooring depreciation totals from my tax return.

@Nadir M. tenant is responsible but realistically if a wasp nest is attached to the house I remove it. 

Recognize that in California, single family homes can add one detached ADU and one attached ADU or junior ADU.

Thankfully she bought like that and did not have an emotional attachment. 

Bottom line is it's a pain in the butt and in some areas you have to escrow money for those items (see the escrow column in attachment below).  

And if you win that auction, there is still a primary lien attached to the property and the old owner.

Maybe attached housing and a little bigger?

Each state has different laws with respect to what a creditor can attach to.