But if you can secure one with solid terms, it could be a great way to access capital while keeping the rental.If you believe in 28277’s continued appreciation (and I do), I’d lean towards holding the rental, increasing rents through strategic upgrades, and leveraging equity via a HELOC or cash-out refinance if the terms make sense.

Right now, I’m looking to buy my first duplex, live in one unit, and rent out the other to offset my mortgage.

Purchase price: $63,000 Cash invested: $25,000 one of 2 houses i purchased from my handyman

--- Does the property have 2 Tax ID numbers or just one?

Translation, $2400 per year.I currently just have insurance liability up to 1 million per property.Since I will be getting married and as married, you are considered as one, I’m wondering if I should LLC them due to the new wife becoming also a new liability in my life.For example, she causes a big car accident and ends up getting sued.

I still consider land one of the best low-risk investments when purchased correctly.

One of a kind, truly. 

Maybe another one is tenants may tend to stay longer as long as they are eligible for the program.Not 100% sure, but I don't think they always pay that FMR number. 

Cleveland is a great market and focusing on the A/B areas is smart for your first one. 

But I don’t know what value they will add and how to find a good one.