What you need to learn in your 20s is how professional business works, how to manage people and projects, how to run an organization and how to sell ideas and concepts.

Quote from @Anade Davis: I was not looking to say anything negative but the energy is off.

So far, I've rated Evergreen and FCI lowest based on a number of reviews on different platforms that have consistent negative reviews mentioning certain specific issues that I find concerning (this is after accounting for the inevitable disgruntled customer/borrower who gets unjustifiably upset).Are you able to share any of your information?  

Just remember: most negative reviews are written by problematic tenants.

The only problem with selling while occupied is that I have a huge negative cash flow.

Also, the monthly cash flow always negative, why is that?

You want a hustler, not a top performer, if you want check-ins.I appreciate the candor and would definitely agree that my framework is all in theory until I can get a proof of concept for these out of state deals.I like your idea of pushing my boundaries in CA.

For example a 25 y o applicant who has used credit minimally and has an unpaid bill of $50 in collections from when they switched phone carriers may have a low score, but the only negative on their credit is this one SMALL $50 debt.

But there are just as many who won't...don't get stuck in the negative.   

A quick fix now can save you from potential negative feedback later on.I'd be happy to discuss more ideas!