The fact of the matter is that real estate is a long game and expenses will come up. 

or you can reach out to a broker who can shop 80 lenders in a matter of minutes for you.

I’m aware it’s never about quick cash or retiring in the matter of years. im just trying to figure out the ways to retire earlier than 60 and not working for someone else making them wealthier at my expense. 

Prefer keeping this kind of stuff behind closed doors if possible and sorting it out without revealing dirty laundry.I would have been in the same boat as many other turnkey providers that are no longer around if I didn't focus on limiting how much business I take on.And even with my stupidly strict criteria, we still copped the brunt of the sword.Business is business and people are people, sometimes things just don't work out.It's a true shame but such is life.I always want whats best for everyone and for every deal to work out and for everyone to succeed.With the best intentions, mistakes are still made.Those that work hard and do their best, will also make mistakes unfortunately.Again, I sleep in peace and whenever I F@#$ up, it's an honest mistake so crucify me all you want.Thank God, never been sued and back round is squeaky clean and I intend to keep it that way.Less is more and when crisis does arise (It always eventually does no matter how much you prepare and do your best), we can hopefully rectify and do our best to fix.For example, just had an investor loose $50,000 on a deal and the next few deals we are working for free for this investor.We don't have to do this, we want to...Not sure how we would be able to accommodate such an instance if I had 50+ investors loosing that much so I guess my stringent on-boarding criteria has saved our A$$ for 10+ years now.Granted, I'm burnt out on folks and have pulled back even more from doing our "measly" 4-5 turnkey deals per month and have decided to focus on just building my own portfolio.Like I initially intended when I moved to this country in 2012.Thanks mate and keep being great

Any information of how to pursue the matter with them.

.: If as you say, you're not considering this in a vacuum, then why even single out cash flow or single out anything for that matter?

They’ve been overall incredibly responsive on other matters too, highly recommend them.

But there are also plenty of people who like having community where they live and a home of rising tourists isn't that, no matter what veneer slathered on it by Airbnb. 

Something I forgot to mention is I’ve been in the house since 2017, so the 2/5 year rule shouldn’t matter.

But assuming thsi is something you plan to pay back in 2-3 months the interest rate shouldn’t matter.