House hacking is using an owner occupant loan to get into a home or a 2-4 unit property.

He is looking at a group of investors like myself to bring 25% of the project value and then procure a bank loan for the remaining 75%.

I am just a guy who tends to give illegal advice, I guess.And finally, folks need to be aware that while many travelers pick the nomadic lifestyle for some of the awesome reasons: travel, excitement, variety, some pick it to try and increase their income to a level where they can earn their way out of terrible financial situations or decision making.

Quote from @Jarrod Ochsenbein: I purchased an existing Padsplit with a DSCR loan. 

Love to keep relator out of it, but may need realtor to find a next deal for me as a duplex up to 4 plex on VA loan/owner occupy.

If I were to approach a seller of a $200k home, and they had a remaining mortgage of $100k, could I get a new bank financed loan for that $100k, and have the seller finance the remaining $100k of equity to me?   

Quote from @Chris Seveney: Over the past quarter, I have seen around $1B in defaulted fix and flip loans - many of these from new lenders since 2020 and more of a "tech platform".As we all know, the intersection of tech and real estate investing has brought incredible innovation, especially in hard money lending.

I get a DSCR loan on the property and we try to suck out as much money as we can to leverage the property at 75% of the ARV.

If you include the costs to build in a purchase of the primary structure, then you can typically roll that into the final loan product.

There is a local loan program, I believe it is called the MCT loan.