Even if your mortgage is 8% and you earn 6%, the tax-effected 8% becomes a 6% (assuming you can deduct it, again, I get it, but...).Once things feel good and you are settled, then you knock off that loan with your pile of cash.

In this case the fighter can either to go for a knockout now or stay away for a while, his choice will have knock on effects for the rest of the fight but the fighter needs to make a decision or get punched in the face again.To bring this back to the workplace.

Just don't let something like this knock you out of the race. 

Right, I'm trying to not refi since I'm knocking down principal 50-60k a year but I may need to increase cash flow in the near future.

Your $2,500 was your tuition for a class in the College of Hard Knocks.

Cold calls, mailers, door knocking, etc.

The downsides can include high minimum investments ($50K+) and just learning how to vet syndicators, but you can knock out both by joining a real estate investment club.

I have gotten them door knocking, cold calling, direct mailing, referrals, and yes even the MLS!

I've already picked up a couple and knocked them down.

" I have been in business over 40 years as a contractor ,  never cold called , never knocked on a door .