What are the rules for removing this person, as I understand it he falls under hotel rules, not the landlord tenant act.

In my personal experiences a lot of structural items start with bad drainage.

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Melanie, as much as I understand where you're at with this, I would have to disagree based on personal experience.

@Tim Bergstrom I am a lender with a local bank here in Louisville and an investor personally as well. 

This is probably a place where you go to one of the personal loan sites to borrow money or maybe a credit union. 

I agree with Andrew’s comments particularly because this is a home you personally lived in and know intimately.

One thing to note when getting conventional mortgages and spouses.There is a 10 limit per person for conventional financing.You can either do 10 conventional in each person's name which would be 20 mortgages for 2 people or if you do the mortgages jointly, will only allow 10 in total.My thoughts are not to own joint assets until you are both married. 

Myself personally I'm invested in Buffalo and NYC, but that's because it made sense for *me*. 

But now with the joy and headaches of non-metered units, trying to wrangle 3 different set's of persons into playing nice, etc etc..