I'm seeking to be in an environment with like minded individuals to learn and network to grow my portfolio and eventually network to collaborate on larger deals once I have a better understanding of the commercial side. 

For instance, in my private lending, I dont really give a numerical credit score much weight, but I absolutely look at the composition and history of the individual tradelines on a report if the borrower is a smaller outfit, such as a single member LLC or similar solopreneur-type operator.

Ultimately, it’s about trusting your gut and assessing each situation individually.

Many lenders won't allow you to sell or refinance the properties individually if you have these on a blanket mortgage.

The last electrician who was competent at splicing knob and tube wiring connections died in 1984.

To be successful in Miami, you would need to have some serious capital to compete with the groundswell of experienced investors and developers.

Though I would caution you on hard money lending until you understand the industry a bit better, that can be very rewarding but you have to be able to do your due diligence on deals because you're turning over your hard-earned money to an individuals project, often a flip. 

If I would have used competent management, the manager that I picked and vetted, then it would have cash flowed, assuming they could have filled the vacancies.The big lesson I learned is that the property manager selected can make or break a deal. 

Without giving the individual's name, even though once it is filed it is public information, could you post the specifics they are alleging or the case number?

Before this marketing program took off the individual in question had carelessly left his fingerprints on a glass of water.