Not thrilled about it, but it has been just over 2 years since my last purchases (purchased $4m in Dec 2021), they had a private beach (there is not going to be addition beaches at least not in human lifetime spans), the market is down just over 10% from its height, and it is a place I would enjoy visiting.  

The other point I wanted to share is that we are human and have families.

Depending on the home, it could have been anything from animals to humans.

[Insert bit of personalization about who I am, my family, and build trust, essentially humanizing the note].I understand that selling a property can be a significant decision, and may not be one you are considering, but if you are, I want to assure you that I approach this with respect and am eager to explore the possibility of finding something agreeable for the both of us.Here are a few reasons why seller financing (you not the bank) could be beneficial for you:- Steady Income: Seller financing offers you a reliable source of income, providing monthly payments without the hassle of managing the property directly.- Flexible Terms: We can discuss flexible payments that suit your needs, allowing you to customize the agreement according to your preferences.- Avoiding Hefty Tax Burdens: By spreading out the sale over time, you may mitigate the impact of capital gains taxes, making seller financing a tax-efficient option.- Legacy Planning: If you're concerned about leaving a lump sum to your heirs, seller financing allows you to pass on your wealth gradually, ensuring financial stability for your loved ones.- Minimal Hassle: Seller financing eliminates the need for bank involvement, reducing paperwork and streamlining the sales process.- Assured Sale: Choosing seller financing may attract a broader pool of potential buyers, beyond myself, increasing the likelihood of a successful sale.I believe that by working together, we can find a solution that benefits both of us.

While you need to have realistic expectations in the value creation here, appraisers are humans too.  

Look if they makes mistakes – let's not forget they are human.

There are some, not all, that take out as much cash as humanly possible and don't want to maintain or fix anything. 

See if you can isolate your 3 phase needs and use an external generator to service that need.Check out the salvage yards, reclaim centers, habitat for humanity centers, goodwill centers, etc.

Human safety and property security always overrides economics.

Bear with this long existential post, and here it goes.I'm a 30 odd year old human who bought a few properties in the sub 3% era these past few years.