@Samantha Springs Here are some options to help lower the mortgage without refinancing that is worth considering:1. ask your lender to remove the PMI, if you have one, that would help reduce the mortgage.

Removes a ton of risk. 

If you ask the manager to justify a fee and he starts hemming and hawing, move on or require them to remove the fee.

I should have removed that from my post.Second, rentals are hard to find, which is exactly why he should charge market rates!

To replace the roof on a home with solar panels, to maintain the solar panel warranty, you will need to use their company to remove the panels, store them safely during roof work, and then use their company to replace the panels and make sure they are working again.

Used correctly it will help remove all sorts of stains.

This includes, water, hot water, heat, air conditioning, cable, security system, snow removal, lawn care.

Certainly not afraid of it -- the government red tape is Partly a question and difficulty removing a bad tenant is probably he biggest downside - that goes for any property though.   

Remove the source of moisture and the mold will disappear.2.

You may want to remove yourself from the situation since you are emotional about the situation.