I don’t have direct contacts in Burlington, but you might want to try local community banks or credit unions—they often tend to be more flexible with investors and might be more willing to work with you on a LOC.

If you are flexible, definitely some last minute deals but if there is a place you desperately want to go (e.g.

Emphasize privacy, entertaining opportunities, and flexibility for hosting large family gatherings.

I suppose I am grateful that there even was money to leave in the deal and that I have flexibility on what my next step is. 

I can’t lie, I felt a little jittery stepping in, kind of like I was about to bet on a horse race without knowing which jockey had the best track record.

These properties can often be acquired through creative financing methods like:Seller Financing: Negotiate flexible terms with motivated sellers who want to avoid traditional bank processes.Lease Options/Subject-To Financing: Take over a seller’s mortgage without assuming full responsibility, especially for properties needing renovation.Creative Terms: Adjust terms to fit market conditions, like offering lower down payments or longer payoff periods.Staying connected with investors and tailoring deals to current conditions can help you secure opportunities even in challenging markets.

Find one that can be custom to your needs, has flexible pricing, no long-term, high-cost memberships, and excellent customer services to determine how to best market to your leads.

Of course, some of the potential tenants want flexible terms at start to get themselves set up in the space. 

If you want flexibility and liquidity, Option 2 might edge out.

I could have found the money I bet, but I was scared to be a landlord.