By special situations, I meant: "When getting an emergency to be taken care of OR when a tenant showing/screening has to be done" etc. 

We all love to wait in an emergency, right?

Focus on emerging neighborhoods with growth potential, understand local regulations, and collaborate on projects.

Pomona recently implemented emergency rent control.

We have the $34,000 to cover the 20% down, but would be left with around $8,000 to treat as an emergency fund for ourselves and properties.  

If photos aren't an option, a quick reinspect on 4 point will likely do the trick.If your county was declared a state of emergency ahead of the storm, the bank will likely follow up to tell you what they require.  

@Daniel M. you can think of your retirement accounts as an emergency fund whereas in a real emergency and with no other possibilities you could draw from. 

Oh, and you're one emergency from having the entire house of cards fall down on you.Best of luck. 

Equity: 250k2 Family 3/2 Purchased 2023 475k Currently worth 600k 7.25% Interest Cash Flow -1,100 a month ( I live in one of the these)Equity: 98k ( yes i put 20% down)55k in Stocks mostly apple/vti/qqq 5k Cash (reserved for emergency missed rent payments) in a 4.50% savings accountNo credit card debt no car loansI do have 60k in open credit cards 8k available for no interest for 15 months.I have a 50k Heloc on my 2 family unit at 8% interest 10 year interest only 10 year repaymentSo as a investor what would some of you guys suggest as my next investment move?

Experiencing these first hand in your own home provides greater flexibility while you figure this whole racket out.Thirty years ago, I was fascinated by real estate opportunities in an emerging market (Brooklyn) and spent lots of time looking at cool warehouse space in places that are now 30-50 X the price.