The Margin is fixed while prime rate floats and its typically interest only.As for fixed rate loan cash out refinance its fixed its great but downside is you pay interest day 1 even if you have a project to work on or not.Depending on how you plan to deploy and how much you think you'll be deploying you'll pick a fixed or a line of credit.

Syndicating for most is slow flipping.If we can delay gratification for a while, we will be able to perpetually play with house money and deploy different strategies than buy and hold for gravy & spice. 

My girlfriend and I have stable jobs with the government and we max out our retirement accounts (TSP, Roth IRA, HSA), and we’re now looking for ways to deploy our extra, after-tax savings.

I am a new investor currently deployed but expected to return in the near future, however there are a few things holding me back from jumping right into the mix of investing and I was wondering what some of yall did as your first step!     

Historically, I have invested mostly in the stock market, but I've really spent some time learning more about RE investing, specificallly on the SFH and small MF side, and I'm thinking this would be a good place to deploy some of my capital (if done correctly of course!). 

The cap rate is not what level of return you are willing to accept, it is the level of return that the market currently demands to deploy capital.

Before becoming an engineer, I spent 4 years in the US Army as an airborne infantryman, deploying twice to beautiful Afghanistan.  

However, I am in the Military and with several deployments taking priority, I was unable to really start the process to begin investing in real estate.I am currently in the process of moving out to Albuquerque, NM and I am finally ready to seriously look into purchasing a property. 

So if an individual is ( FISHING ) as I call it then it's a waste of time for me.If I have clients totally committed to me then it makes sense to deploy resources and time.

I'd need close to 300k if not more to make my monthly payment the same as rent.... and 300k deployed elsewhere would cover my rent and then some....