First step would be to talk to the controlling government body about what you can do with it.

HOA, shopping center,  or neighborhood restrictions?

Well....should you invest in a city where the people elected a woman with foreclosures, liens, judgements, garnishments, ethical violations from the state ethics board,  misused a city credit card, went three years arrears on her federal taxes all while yelling for other people to pay "  their fair share, " left skeletonized dead bodies hanging over Canal St for months on end covered only by a tarp until the wind blew it off to reveal to our horror her blatant disrespect for human dignity?

So it's possible that the other insurers just don't want to insure your house for some reason and their way of telling you that is to give you a crazy high quote.A body of mine that owns a large portfolio is insured through Vermont Mutual or something like that.

Hi Braeden, my advice would be to shop around for other companies if that is the initial quote you got. 

Quote from @Hunter Hanlon Taylor: I ended up using The Mortgage Shop, LLC! 

.… What is the story with the blue body paint We did a commercial on HoltonWiseTV where I was a genie.

I was hoping to get more questions answered about the loan itself and what I should be doing in the meantime, when I can start shopping for houses, etc. 

They began their company, Magnolia, years ago as a house flipping business and a small gift shop that they still own and sell products out of.

I would go read "The Short Term Shop" by Avery Carl - well worth the $10 or $20 whatever it is.