sure seems to be hurting the Cheese makers ….

I am very tight with my Banker of 24 years.. and when we do social things together we get to chatting.. they wont even look at someone with no experience .. unless they are a VERY high paid W 2 or business owner that is going to drop a million or so in their bank and they do it for the on going relationship.. and its gotten no eaiser.now to be fair out in the mid west and deep south tons of smaller banks that are more apt to lend on small balance rentals. our west coast banks would not even look at them .. they will only do MF and larger.. they have no interest in loans on SFR rentals.. one because frankly we don't have many .. price of SFR's make renting them out not all the great.. and they let that business go to the national Federally backed loans.. small community banks don't lend  those types of money.. its their money. 

ArborCrowd -https://www.arborcrowd.com/ - “allows people to co-invest with successful real estate deal-makers in the industry”.

As for hiring someone to make calls to decision makers for you, I would be hesitant.

So, It will be spring before that is a money maker.  

If you are worth say 300k and taking a big chance with a good amount of money down then stay away from the low income areas and pricing. 6 to 7 years ago my friends were buying properties for 55k cash in Roswell in A location and putting 10k in to make rent ready for 900 a month rent.

We got a contractors quote to redo the 1st unit bath and kitchen for 15k full gut, make really nice.

I became scared her home oxgen maker would quit.

Make real estate investing your second job and you can easily make $100k a year with Lease Options.

To piggy back on what Mike said, if this is an illegal 4 plex, section 8 will not cover a unit that is not registered with the tax assessor, so that will make renting the unit much tougher.